In April 2025, eligible Canadian seniors can receive up to $1,280 per month through the Old Age Security (OAS) program and the Guaranteed Income Supplement (GIS).
These payments aim to support seniors in managing living expenses such as housing, healthcare, and daily necessities.
Eligibility Criteria for April 2025 OAS Payment
To qualify for the OAS and GIS payments in April 2025, applicants must meet specific criteria:
For Canadian Residents:
- Age Requirement: Must be 65 years or older.
- Residency: Must have resided in Canada for at least 10 years since the age of 18.
- Citizenship: Must be a Canadian citizen or legal resident at the time of application approval.
For Non-Residents:
- Age Requirement: Must be 65 years or older.
- Residency: Must have resided in Canada for at least 20 years since the age of 18.
- Citizenship: Must have been a Canadian citizen or legal resident on the day before leaving Canada.
Note: Employment history is not a factor in determining eligibility.
Payment Structure: OAS and GIS Amounts (April to June 2025)
The combined monthly payments from OAS and GIS can total up to $1,280, depending on age, marital status, and income.
Benefit | Age Group | Maximum Monthly Amount | Income Threshold |
---|---|---|---|
OAS Pension | 65 to 74 | $727.67 | Less than $142,609 |
OAS Pension | 75 and over | $800.44 | Less than $148,179 |
GIS (Single, Widowed, Divorced) | 65+ | $1,086.88 | Less than $22,056 |
GIS (With Spouse/Common-law Partner receiving OAS) | 65+ | $654.23 | Combined income less than $29,136 |
Note: The GIS is a non-taxable benefit.
Payment Date for April 2025
The OAS and GIS payments for April 2025 are scheduled to be issued on April 28, 2025. Payments can be received via direct deposit or cheque, depending on the recipient’s chosen method.
How to Check Your Payment Status
To verify your OAS and GIS payment status:
- Online:
- Visit the My Service Canada Account (MSCA).
- Log in using your credentials.
- Navigate to the “Payment Information” section to view details.
- By Phone:
- Call Service Canada at 1-800-277-9914 for assistance.
Ensure your personal information is up to date to avoid payment delays.
Importance of the OAS $1,280 Payment
The combined OAS and GIS payments provide essential financial support to seniors, helping to:
- Cover basic living expenses.
- Reduce financial stress.
- Maintain independence and quality of life.
- Prevent senior poverty.
The OAS and GIS payments in April 2025 offer significant financial assistance to eligible Canadian seniors.
By understanding the eligibility criteria and payment details, seniors can ensure they receive the support they are entitled to. For personalized information, consult the Old Age Security Benefits Estimator.
FAQs
Can I receive OAS if I have never worked?
Yes. Employment history is not a factor in OAS eligibility.
Is the GIS benefit taxable?
No. The Guaranteed Income Supplement is a non-taxable benefit.
How can I apply for OAS and GIS?
You can apply online through the My Service Canada Account or by contacting Service Canada.